About VA Mortgage

Guaranteed by the U.S. Department of Veteran Affairs, the VA loan program is designed to assist both current active duty military members and veterans. Eligible borrowers for this program are allowed to borrow at a higher percentage of the home value and the government insures the loan.

VA Mortgage Benefits and Highlights

  • Available to all active duty military personnel, veterans, military reserve and National Guard members, and their surviving spouses if they do not remarry.
  • No down payment required.
  • No monthly mortgage insurance payments required.
  • Available as both fixed and adjustable rate options.
  • Eligible credit scores as low as 500.
  • Ability to finance the VA Funding Fee into the mortgage.
  • Active duty military members may be eligible to use certain military entitlements to pay for their mortgage.

Sun West Mortgage is here to help you through the application process to obtain your VA loan and will help determine if you are eligible.



For a list of documents required upon closing, please click here: CHECKLIST


Our licensed and experienced mortgage professionals are ready to answer any questions that you may have. Please call us at (562) 203-6026